Auto liability insurance can help cover the costs that you’re legally obligated to pay if you’re at-fault in a car accident.

Bodily injury liability: If you injure someone in a car accident, bodily injury liability can cover their medical bills and lost wages. It can also help you with your legal defense fees.

Property damage liability: This can help cover the costs of repairing or replacing someone’s car (or other property such as fences) that you damage in a collision.

Physical damage coverage can help you get your truck back on the road ASAP if it’s damaged - this coverage is important because auto liability doesn't cover your truck. 

Collision coverage: If you’re in a car accident or hit something, collision coverage can help you get your truck repaired or replaced.

Comprehensive coverage: Comprehensive coverage can help you repair your truck if it’s damaged by something other than a car accident, such as fire, vandalism, or objects falling from the sky (like trees.) It can also cover theft.

Cargo insurance can protect the load that you’re hauling against damages like fire, theft, and collision.

General liability insurance can protect your business if the services you provide cause someone bodily injury or property damage.

Pollution coverage and hazmat coverage can help you cover the costs of cleaning up the environment if there’s an accident and your truck or cargo causes environmental damage.

Garage liability covers your legal liability for the services your business provides. If your business’s services causes bodily harm or property damage to someone, garage liability can help you cover the expenses you’re legally obligated to pay.

On-hook or in-tow coverage helps protect your client’s car as you’re towing it. If something happens to the vehicle while it’s being towed, on-hook can help.